If you are ready to begin your Florida mortgage application, there are several options to choose from.  If you are familiar with the standard loan application form and would like to fill it out online at your leisure, choose the option below – To begin your loan application click here. 

You will be taken to a page where you will be asked to register to use our site.  By registering your name and setting your own private password, you are then able to complete as much or as little of the application as you choose – and then re-enter later using the login information you created to add more information, make changes and review the status of your application.  Once submitted, your application will be reviewed by a Florida mortgage broker and you will be contacted immediately.

If you don’t think you want to complete a full loan application at this time, then choose the option: If you would prefer to  a quick application, click here.

This will allow you to enter some basic information as to the type of mortgage you are seeking so that we can provide you with a rate and fee estimate.  You will either receive a rate and fee quote by email or will be contacted by one of our Florida brokers with a request for more information.

Or – if you prefer, please feel free to contact us at 866-910-8020 and a Florida broker will take your application over the phone.

Make your selection here:

To begin your loan application click here. 

If you have already created an account  and would like to make changes to your online application, click here.
 

If you would prefer to submit a quick application, click here.

You will be contacted by whatever method you choose, however, please keep in mind that email from Florida mortgage brokers is often filtered.  So, if you have only provided us an email address and don’t hear back from us within 2 hours, please let us know as we may have been unable to reach you by email.  A Florida mortgage broker from Marimark Mortgage will always contact you promptly.

You may be wondering why you should use a Florida broker instead of your local bank.

Florida Mortgage Brokers vs. Loan Officers

What is the difference between Florida brokers and bank loan officers? Are you better off working with a Florida mortgage broker?

While either Florida mortgage brokers or loan officers can achieve the final results – getting you your new home loan or refinancing your mortgage, there are differences between how the two operate.

Florida mortgage brokers are typically individuals who work for a Florida mortgage broker company or Florida lender. They act as the “middleman” between the borrower and the ultimate lender. A Florida broker will have relationships with many different lenders which allows them to “shop” your loan and find the lender that offers the best rate or mortgage program to suit your needs. Florida mortgage brokers will submit your application to the lender, which may be a bank, wholesale lender or a private investor, and they will work with that lender to close the loan.  Many people assume that because Florida brokers act as  "middlemen" that their fees will naturally be higher.  This is not necessarily the case because Florida mortgage brokers often have access to rates  that are competitive with banks and allow them to keep their fees in line with or lower than a local bank. However, regardless of who you work with, make sure that you get an estimate of their fees, along with their rate quote to make sure that there are no surprises.

A loan officer works directly for a lending institution, such as a bank. They also may have several types of loan programs to offer, but unlike a Florida mortgage broker, they can only offer the programs of the lender who employs them.

Marimark Mortgage is a licensed Florida Mortgage Broker and is affiliated with some of the largest banks and lending institutions throughout the country. As a result, we have programs available to fit almost every borrower. We are a licensed lender in Florida by the Office of Financial Regulation MLD #77 and in Virginia by the Virgina State Corporation Commission MC#4556.  Give us a call today and let one of our Florida mortgage brokers find the best loan for YOU.